Our Profile

Since 2005, we are striving to support our customers in the best way possible for them to achieve their business goals.Our clients and business partners know why they rely on PRAGMALAB: with commitment, pragmatism and professional expertise we enable them to outperform their competitors.

Our Expertise

As a high-end niche boutique we offer custom-tailored products and services based on our key skillsets:

♦ Quantitative Models and Data Science, Information Visualization and Communication

♦ Work- and Dataflow Engineering, Rapid Prototyping

♦ Financial Solution Concepts and Implementation, Regulatory Reporting, Compliance and Remediation

♦ Financial Strategies, Simulations and Forecast




Are you interested in learning more about PRAGMALAB? Please take a look on our projects and products.

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Data Analytics

With our highly qualified business and academic cooperations we are committed to provide data solutions of any size and complexity.

With our support, you keep control of your data ecosystem and relevant business opportunities: We classify, process and visualize all relevant data in order to develop, calibrate and validate descriptive and predictive models for indicators of your choice.

Explorative data analysis allows us to find hidden structures and links, report on relevant data dimensions and handle data quality.

Selected Initiatives

  • Data Analysis Hub

    Data Analysis Hub

    Our Berlin based Data Analysis Hub is suported by a number of experienced partner analysts, from Russia and Ukraine

    Ask for more details
  • Research Community

    Research Community

    We maintain close ties to academia and are actively involved in several innovation networks, e.g. we arrange R&D partnerships, host meetupsand participate in academic research programmes such as EU ITN Programme.

    EU ITN Programme (en)
  • Implementation Partnership

    Implementation Partnership

    For the professional implementation of our models and prototypes, we rely on a group of experienced developers, web and software designerse.g. Germany based business analysts and designers as well as a pool of developers based in Russia and Ukraine.

    mFactory (en)
  • Work- & Dataflow Tool

    Work- & Dataflow Tool

    Our proprietary data analysis and workflow prototyping solution has been developed to speed up business design and implementation processes. By reducing organizational and technological dependencies while enabling intuitive logic prototyping in a programming language of your choice, you gain the necessary edge to be faster and more efficient.

    PL-Tool (en)
  • Categorization & Profiling

    Categorization & Profiling

    Proper portfolio segmentation is crucial for successful digital business models. Deep categorization and profiling of your business objects allow you to identify the most relevant information behind your campaigns, process or communication events. We have bundled the necessary information derivation logic within our dedicated engine library, e.g. providing PSD2 compliant information services as account information service provider (AISP).

    CommonSign Project (en)
  • Model validation

    Model validation

    Within increasingly regulated market setups, a sound business process has to be based on properly developed and policy compliant logical models. We can provide you with the sufficient internal and external validationof your business processes by documenting and calibrating any of your advanced models. This includesmethodical, technical and statutory compliance and remediation of related findings.

    Ask for more Details
Read more

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Rapid Business Design

We empower you to help yourself with becoming and staying an innovative business. Based on years of professional experience in analyzing business models and processes, we can substantially contribute to the success of your projects.

Starting by formulating a feasible product and drawing a vision of your target state over an initial proof of concept, we manage a recipient-oriented delivery. Last but not least, our business analysts and project managers can help you to shape your future business work- and dataflow processes as well as with the integration and change management,

With an appropriate visualization of your operational setup and an adequate management reporting, we can help you keep your business activities transparent and well documented.

Selected Initiatives

  • Digital Industry 4.0

    Digital Industry 4.0

    Together with you we discover hidden opportunities and make your business more competitive in today's digital world. Digital revolution means more transparency, less costs, proper regulatory compliance and a higher value of equity.

    Ask for more details
  • Business Analysis & PM

    Business Analysis & PM

    Over the full cycle of your project, we provide business analysis and project management services that have matured over years. We define an initial scope, help you formulate appropriate business requirements and assure you a timely, cost efficient and high quality delivery. This includes sufficient testing and implementation as well as a smooth rollout of your process and technology change projects.

    Ask for more details
  • Implementation Partnership

    Implementation Partnership

    For the professional implementation of our models and prototypes, we rely on a group of experienced developers, web and software designerse.g. Germany based business analysts and designers as well as a pool of developers based in Russia and Ukraine.

    mFactory (en)
  • Work- & Dataflow Tool

    Work- & Dataflow Tool

    Our proprietary data analysis and workflow prototyping solution has been developed to speed up business design and implementation processes. By reducing organizational and technological dependencies while enabling intuitive logic prototyping in a programming language of your choice, you gain the necessary edge to be faster and more efficient.

    PL-Tool (en)
  • Categorization & Profiling

    Categorization & Profiling

    Proper portfolio segmentation is crucial for successful digital business models. Deep categorization and profiling of your business objects allow you to identify the most relevant information behind your campaigns, process or communication events. We have bundled the necessary information derivation logic within our dedicated engine library, e.g. providing PSD2 compliant information services as account information service provider (AISP).

    CommonSign Project (en)
  • Model validation

    Model validation

    Within increasingly regulated market setups, a sound business process has to be based on properly developed and policy compliant logical models. We can provide you with the sufficient internal and external validationof your business processes by documenting and calibrating any of your advanced models. This includesmethodical, technical and statutory compliance and remediation of related findings.

    Ask for more Details
Read more

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Bank & Corporate Advisory

Bank and Corporate Finance is the cradle of PRAGMALAB. During years of work with a multitude of banking departments of various flavours, we aquired valuable tacit knowledge about how to succeed in corporate finance.

We can support you with your objectives in quantitative front office, risk control and finance topics, regulatory compliance, statutory reporting as well as related process and technology implementation.

Our highly skilled consultants will support you with your own projects and are also committed to taking full responsibility within a team in order to ǵuarantee sound, solutions and tangible deliverables.

Selected Initiatives

  • Front, Risk & Finance Quants

    Front, Risk & Finance Quants

    We develop, test, document and maintain the full variety of pricing, risk and finance models both from a business development and regulatory perspective. We benchmark your internal solutions for industry standards and support you with developing a more competitive internal approach aligned to your specific organizational, business strategic or client portfolios.

    Ask for more details
  • Business Analysis & PM

    Business Analysis & PM

    Over the full cycle of your project, we provide business analysis and project management services that have matured over years. We define an initial scope, help you formulate appropriate business requirements and assure you a timely, cost efficient and high quality delivery. This includes sufficient testing and implementation as well as a smooth rollout of your process and technology change projects.

    Ask for more details
  • Implementation Partnership

    Implementation Partnership

    For the professional implementation of our models and prototypes, we rely on a group of experienced developers, web and software designerse.g. Germany based business analysts and designers as well as a pool of developers based in Russia and Ukraine.

    mFactory (en)
  • Work- & Dataflow Tool

    Work- & Dataflow Tool

    Our proprietary data analysis and workflow prototyping solution has been developed to speed up business design and implementation processes. By reducing organizational and technological dependencies while enabling intuitive logic prototyping in a programming language of your choice, you gain the necessary edge to be faster and more efficient.

    PL-Tool (en)
  • Categorization & Profiling

    Categorization & Profiling

    Proper portfolio segmentation is crucial for successful digital business models. Deep categorization and profiling of your business objects allow you to identify the most relevant information behind your campaigns, process or communication events. We have bundled the necessary information derivation logic within our dedicated engine library, e.g. providing PSD2 compliant information services as account information service provider (AISP).

    CommonSign Project (en)
  • Model validation

    Model validation

    Within increasingly regulated market setups, a sound business process has to be based on properly developed and policy compliant logical models. We can provide you with the sufficient internal and external validationof your business processes by documenting and calibrating any of your advanced models. This includesmethodical, technical and statutory compliance and remediation of related findings.

    Ask for more Details
Read more

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European Financial Services

We help European small and medium enterprises as well as non-European legal entities to find appropriate financial solution for both their everyday business tasks and new strategic initiatives.

By enabling access to European financial markets, setting up internal finance management processes or defining a financial product covering our client's special needs, we can provide an answer to our client's specific requirements.

Our services for cash and foreign exchange managements, financial reporting and forecasts as well as international funding and transaction solutions have been quoted as especially valuable by our clients.

Selected Initiatives

  • International Treasury

    International Treasury

    In case your business setup requires a custom-tailored financial solution, you are welcome to contact us. Based on your specific situation and the available options within the EU market standards, we will provide you with all necessary services to succeed within the regulatory environment of the European Union. So far, we have found appropriate solutions to most of our client's challenges.

    Ask for more details
  • Work- & Dataflow Tool

    Work- & Dataflow Tool

    Our proprietary data analysis and workflow prototyping solution has been developed to speed up business design and implementation processes. By reducing organizational and technological dependencies while enabling intuitive logic prototyping in a programming language of your choice, you gain the necessary edge to be faster and more efficient.

    PL-Tool (en)
  • Categorization & Profiling

    Categorization & Profiling

    Proper portfolio segmentation is crucial for successful digital business models. Deep categorization and profiling of your business objects allow you to identify the most relevant information behind your campaigns, process or communication events. We have bundled the necessary information derivation logic within our dedicated engine library, e.g. providing PSD2 compliant information services as account information service provider (AISP).

    CommonSign Project (en)
  • Model validation

    Model validation

    Within increasingly regulated market setups, a sound business process has to be based on properly developed and policy compliant logical models. We can provide you with the sufficient internal and external validationof your business processes by documenting and calibrating any of your advanced models. This includesmethodical, technical and statutory compliance and remediation of related findings.

    Ask for more Details
Read more

News

 
Below you can find a selection of the latest developments at PRAGMALAB. More news are available upon request.

September 27, 2018


PRAGMALAB joins DiDaServ research consortium

June 14, 2018


Update on PRAGMALAB's EU Innovative
Training Network cooperation

May 17, 2018


Philipp Holz strengthens PRAGMALAB's
team in PSD2 related compliance
and business development

April 12, 2018


PRAGMALAB in contact with BaFin on
PSD2 Account Information Service
registration

March 07, 2018


ITB digital network 2018, Berlin
innovative companies' cooperation for
the ITB Berlin 2018

February 27, 2018


PRAGMALAB shows new Dashboard
and Data Analysis
features at EuroCIS

January 20, 2018


New PRAGMALAB Website live


January 14, 2018


PRAGMALAB signs up for the EU
Innovative Training Networks

December 29, 2017


Sophie Schmidt joins PRAGMALAB
as Communications Officer

November 11, 2017


PRAGMALAB places its PSD2 Team
at MindSpace Berlin

November 3, 2017


PRAGMALAB contributes to PSD2 XS2A
Public Consultations by Berlin Group

October 24, 2017


New website news archiving policy
announced



Our Team

Director Projects & Operations

Manager Finance & Control

Head Research & Development

Project Manager & Business Analyst

Business Developer & Compliance Analyst

Marketing & Communications Officer



Careers

You want to join us? Check our job offers!

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Contact us

You have a suggestion, a question or a complaint? Please do not hesitate to contact us

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Imprint

PRAGMALAB is a limited company ('GmbH') incorporated under the laws of the Federal Republic of Germany with principal office in Berlin. PRAGMALAB is registered with the district court ('Amtsgericht') in Berlin Charlottenburg under No HRB 97526 B.

The Managing Director is Dr. Dmitri Topaj.

Legal Address:
PRAGMALAB GmbH, Krausenstr. 66, 10117 Berlin, Germany
Tel.: +49 30 3974 3989, Fax: +49 30 3949 3561, Email: Berlin@pragmalab.com

Bank Account IBAN DE34100208900601848848 with HypoVereinsbank Berlin, BIC/SWIFT: HYVEDEMM488.

The value added tax identification number of PRAGMALAB GmbH (pursuant to Article 22 (1) of the Sixth Council Directive (77/388/EEC) of 17 May 1977 on the harmonization of the laws of the Member States of the European Union relating to turnover taxes) is DE242308733.

The European Commission has established a European online dispute resolution platform (OS platform) under https://ec.europa.eu/consumers/odr/. Consumers may use the OS platform to resolve disputes arising from online contracts with providers established in the EU.

Published by PRAGMALAB Communications, Berlin.

Privacy Notice

At PRAGMALAB we recognise the importance of personal information entrusted to us. It is one of our fundamental responsibilities to ensure that we protect the information entrusted to us by our clients and our website visitors.

We collect, process, and use personal information on some of our websites in order to offer you the best service and experience possible, For this, we may forward you to the most suitable product information or online banking applications, in which case our visitors are explicitly informed by the respective website privacy notice.

However, this specific website does not collect, process, or use any personal information.

If you feel that the above is not sufficient or if you have any queries as regards the collection, processing or use of your information please feel free to contact us. We will make every effort to reply as soon as possible and take into consideration any suggestions from your end. Please contact us at privacy@pragmalab.com.

Published by Communications, Berlin.

PRAGMALAB in contact with BaFin on PSD2 Account Information Service registration

April 12, 2018

PRAGMALAB took the next step toward registration as an Account Information Service Provides under EU PSD2 regulation.

Having shaped our PSD2 business model, the PSD2 technology prototype and related legal concepts, we are now in contact with BaFin and work on the fine-tuning of our AISP registration application.

BaFin, the Germany financial industry regulator, maintains a special group of PSD2 experts, providing statutory support to future PSD2 market actors, both on the banking and fintech side.

With our unique professional expertise in quantitative risk control, and technological compliance, we make sure that our PSD2 concept is able to guarantee first-class performance. From launch on, our white-label B2B and B2C account information solutions are fully compliant under the new European privacy, technology and financial regulation regime first moment on.



PRAGMALAB part of ITB digital network 2018, Berlin innovative companies' cooperation for the ITB Berlin 2018

March 07, 2018

For the ITB Berlin 2018, the world's leading travel trade show, the ITB digital network 2018, a dedicated cooperation by Berlin based innovative companies has been put in place aiming at achieving a better conversion rate and cross selling potential for its participants.

for us, this was one further opportunity to prove our new like.us data analysis and dashboard capabilities and our rapid business design approach.



PRAGMALAB shows new Dashboard and Data Analysis features at EuroCIS

February 27, 2018

Together with our partners at mfactory / openDesign, the 'like.us' technology has been successfully presented at the EuroCIS retail technology trade fair in Dusseldorf. The like.us concept combines social media with the IoT and advanced data analytics, it allows customers to like their favorite products, locations, or objects by a simple click or a QR code scan with their social media profile enable mobile devices

PRAGMALAB contributed to this project by analysing the available public social profile data, that has been provided by the visitors at our exhibition booth in real-time and presenting the results on our innovative dashboard. The analytics dashboard has been specifically designed to provide a responsive presentation of the social media analysis. This includes streams, customizable profile categorizationand identifying relevant aspects for innovative digital business models.



PRAGMALAB's new website has been launched

January 20, 2018

PRAGMALAB is actively updating its online contents. In course of this implementation programme, the previous version of the PRAGMALAB website has been reworked and the new website is now live.

The new website allows interested reader to get a better insight into the company's strategic vision, key skillsets and important initiatives in progress. It also provides links to the dedicated product and project websites developed by the company or in cooperation with further partners.



PRAGMALAB signs up for the EU Innovative Training Networks

January 14, 2018

We followed the call from the European Commission to propose for the Marie Skłodowska-Curie Innovative Training Networks. As one of the participants of the academic cooperation COSinE (Complex Systems in Complex Environments), PRAGMALAB contributes to new scientific advances and knowledge transfer between theory and application. With twenty academic and non-academic participants spread all over the EU, COSinE will cover a wide range of areas in computational physics, complex systems, scientific computing, data processing and further adjacent disciplines.



Ms. Sophie Schmidt joined PRAGMALAB as new Communications Officer

December 29, 2017

Following the new company's marketing and communications strategy, we welcome Ms. Sophie Schmidt joining us as the new Communications Officer

With her academic background in cognitive and cultural sciences, Ms. Schmidt will from now on be responsible for the company's marketing and communications concepts, particularly related to the company's online contents.



PRAGMALAB's PSD2 Project Team placed at MindSpace Berlin

November 11, 2017

In order to further develop PRAGMALAB's strategic decision to register as an account information service provider under the EU PSD2 regulation, our team has now been placed at MindSpace Co-Working Office in Berlin, Germany, a popular location for innovative start-ups.

This new PSD2 workgroup location and the related networking opportunities are expected to be crucial for the overall success of the PRAGMALAB's registration process as AISP under EU PSD2 with BaFin / Bundesbank.



PRAGMALAB contributes to PSD2 XS2A Public Consultations by Berlin Group

November 3, 2017

Following PRAGMALAB's strategic decision to register as an account information service provider under the EU PSD2 regulation and participation at the NextGenPSD2 XS2A Conference held by the Berlin Group on October 25, 2017, we have contributed to suggested API functions of the Berlin Group's working committee.

We believe that the combined effort by PRAGMALAB and the members of the Berlin Group will lead to a well-established industry standard satisfying all needs within the payment services sector.



New Website Archiving Policy Effective from October 2017 on

October 24, 2017

In order to maintain a standard news format and to streamline communications, PRAGMALAB decided to archive any news, announcements, adverts and other documents released earlier then October 2017.

If you are interested in older documents, you are invited to contact PRAGMALAB's communications at communications@pragmalab.com.

From now on, only a small number of selected news will be publicly available on the website.



Philipp Holz strengthens PRAGMALAB's team in PSD2 related compliance and business development

May 17, 2018

Progressing steadily along our proposed roadmap towards our registration as an Account Information Services Provider (AISP) within the EU PSD2 regulation,we welcome Mr. Philipp Holz joining our team.

With his academic background in economics and social sciences,Mr. Holz will from now on support PRAGMALAB with focus on business development, PSD2 compliance and advisory projects.

Update on PRAGMALAB's EU Innovative Training Network cooperation

June 14, 2018

The selection process results for the EU ITN grants for 2018 have arrived. Unfortunately,PRAGMALAB's participation in the Innovative Training Network COSinE (Complex Systems in Complex Environments)– an envisioned academic-2-business research cooperation – has not reached the required score for this year's round.

With a 11% success rate for this year's panel, the COSinE community reassessed our joint application and isoptimistic towards the next application round. PRAGMALAB shares this assessment and looks forward to improve on ourCOSinE ITN pitch and succeed in the next EU ITN submission period.

PRAGMALAB stays committed to its fruitful cooperation with the academiccommunity and keeps investing in its numerous R&D activities.

PRAGMALAB joins DiDaServ research consortium

September 27, 2018

We at PRAGMALAB are happy to announce our participation in the 'Distributed Data Trading and Smart ServicePlatforms' (DiDaServ) consortium application for the 'Smart Data Economy' program with the German Federal Ministry for Economic Affairs and Energy. This program aims at promoting wider use of artificial intelligence methods and distributed-ledger data-solutions as key technologies for digitized businesses.

Teaming up with a highly diverse and innovative group of partners from academic and private researchinstitutes as well as digital businesses, PRAGMALAB will contribute to the DiDaServ consortium by designinga new data content valuation concept (Data Fair Value). We will also develop a number of dedicated smart data engines for the envisioned smart big data trading platform.